Attention homeowners in Rancho Cucamonga and San Bernardino County: Need an appraisal?

The top reasons CA homeowners order from Lotich's Appraisal Service:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a CA property tax assessment
To lower a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a CA divorce, when property needs to be divided
Determine the true market value of real estate in question to settle an estate in San Bernardino county or CA

Own a house in or near Rancho Cucamonga, CA and need help deciding the price of it?
Contact Lotich's Appraisal Service.

At Lotich's Appraisal Service, we understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Lotich's Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Lotich's Appraisal Service, we're qualified in helping homeowners just like you remove unnecessary PMI insurance.

Challenge San Bernardino county's assessment of your property

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Lotich's Appraisal Service is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Lotich's Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? An appraiser from Lotich's Appraisal Service can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.